Close More Loans in Less Time with PRBC

PRBC removes the hassle from non-traditional credit mortgage applications. We help brokers document a borrower's payment history online, using a simple form that can be completed in under 10 minutes. Payment information is independently verified and compiled in a lender-accepted PRBC Reportsm and BPSsm or FICO® Expansion® Score.
Close more loans in less time with PRBC
  • Qualify more applicants: 12 months of rent and 3 tradelines can put your "thin file" borrower in a prime mortgage - PRBC makes it easy.
  • Save time and money: Our simple online form replaces the hassle of cancelled checks, phone calls, and faxes. You can pass the cost of payment verifications on to your client.
  • Satisfy more lenders: The GSEs recognize PRBC Reports for all loan products operating under their underwriting guidelines for non-tradtional credit data.

Online Solution Replaces Manual Paperwork

Our simple online process saves you time and effort, with typical turnaround time in less than 3 days. Just fill out the following information for each account. PRBC and our affiliates take care of the rest. PRBC's simplified payment form

If you'd like to speak to a sales representative about using PRBC Reports to help qualify your clients for loans, please contact us. You can also view a list of credit providers that are working with PRBC today.

Bottom Line: PRBC helps you to qualify more applicants, and close more loans in less time with less effort.

Brokers - Get Started

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FHA & Fannie Mae Accept     PRBC Reports

FHA "provides guidance to lenders and underwriters for establishing and evaluating nontraditional credit histories..." which "must be considered for borrowers without traditional credit beginning..." on May 29, 2008.
Read FHA's Mortgagee Letter

"PRBC Reports comply with Fannie Mae standards for establishing the credit reputations of manually underwritten borrowers..."
Read full Fannie Mae quote

Need a Lender?

If you would like to contact one of our featured lenders that accept PRBC Reports, or have other questions for a PRBC representative, please fill out our broker contact form below.
Contact a Lender

Take the Tour

View the demo

PRBC's online service makes it easy for you to document your borrower's payment history. View our short web demo to learn more.