How does PRBC work?
Your credit score is the first indication of financial reliability a lender will look at. Problem is, traditional credit scores paint an incomplete picture of your credit history. You could pay every monthly bill on-time and in-full for years without any change in your FICO score, potentially disqualifying you from a loan.
With PRBC, your bill payments become part of the equation - and part of the lender's decision!
To get a PRBC Score and Report, become a member and register at least three monthly-billed accounts, such as your rent, electric and cable bills or even an online service. Pay each of them on time and you'll earn a great PRBC Score. The more accounts you add and pay off regularly, the higher your score. Best of all, getting started is absolutely free.Read More Read Less