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BY CHECKING THIS BOX, YOU ENROLL AS A MEMBER OF PAYMENT REPORTING BUILDS CREDIT (“PRBC”) AND ACCEPT THE TERMS AND CONDITIONS IN THIS AGREEMENT AND YOU AGREE, ACKNOWLEDGE AND CONSENT THAT: YOUR PERSONAL INFORMATION WILL BE COLLECTED, USED, DISCLOSED AND OTHERWISE HANDLED IN ACCORDANCE WITH THE PRIVACY POLICY SET FORTH IN THE AGREEMENT; MEMBERSHIP IN THE ALTERNATIVE CONSUMER REPORTING AGENCY, PRBC, HELPS YOU BUILD A CONSUMER CREDIT PROFILE AND SCORE, WHICH MAY ASSIST YOU TO OBTAIN FUTURE FINANCIAL PRODUCTS AND SERVICES FROM A LENDER OR FINANCIAL INSTITUTION; YOU APPOINT MICROBILT / PRBC AS YOUR AGENT TO LOG INTO YOUR ONLINE ACCOUNT (BANK, UTILITY, LANDLORD, SUBSCRIPTIONS, SOCIAL MEDIA, ETC.) ON YOUR BEHALF USING YOUR PROVIDED ID AND PASSWORD, REQUEST YOUR ONGOING TRANSACTION HISTORY DETAILS FROM YOUR ACCOUNT, RETAIN SUCH INFORMATION IN MICROBILT / PRBC’S CREDIT REPORTING SYSTEMS, FOR AS LONG AS NECESSARY TO HELP YOU WITH YOUR FUTURE APPLICATIONS FOR FINANCIAL PRODUCTS AND SERVICES FROM LENDERS WHOM USE OUR CREDIT REPORTING SYSTEM OR SERVICES, OR AS OTHERWISE PERMITTED BY LAW, OR UNTIL YOU END YOUR RELATIONSHIP WITH MICROBILT / PRBC IN ACCORDANCE WITH THE AGREEMENT.
BY CHECKING THIS BOX, YOU AGREE WITH THE TERMS AND CONDITIONS IN THIS AGREEMENT FOR USE OF OUR SERVICES AND IN FURTHERANCE OF YOUR APPLICATION WITH THE LENDER FROM WHOM YOU ARE SEEKING A FINANCIAL PRODUCT OR SERVICE, AND AUTHORIZE YOUR DISCLOSURE, AND YOUR TELEPHONE CARRIER TO DISCLOSE INFORMATION TO US, OUR VENDORS AND THE LENDER FROM YOU AND YOUR ACCOUNT ABOUT YOU, INCLUDING (IF AVAILABLE): NAME, BILLING ADDRESS, EMAIL, AND PHONE NUMBER. BY CHECKING THIS BOX, AS PART OF OUR SECURITY MEASURES TO HELP PREVENT FRAUD AND IDENTITY THEFT, WHEN SUBMITTING YOUR APPLICATION AND FUTURE TRANSACTIONS, YOU AGREE TO ALLOW US TO VERIFY THAT YOUR MOBILE PHONE IS IN PROXIMITY TO THE TRANSACTION LOCATION, AND WHEN SIGNING INTO YOUR ACCOUNT, TO VERIFY THAT YOU ARE NEAR THE TRANSACTING COMPUTER. THIS LOCATION VERIFICATION DATA WILL BE SAVED WITH OTHER TRANSACTION INFORMATION AND WILL BE AVAILABLE FOR USE IN RESOLVING ANY CONCERNS YOU MAY HAVE. IF YOU CHOOSE TO OPT-OUT AT SOME POINT, YOU MAY DO SO BY VISITING WWW.MDNOPTOUT.COM WWW.MDNOPTOUT.COM AND SUBMIT YOUR NAME AND MOBILE NUMBER, OR YOU MAY CONTACT MICROBILT / PRBC AT (800) 884-4747. BY CLICKING “CREATE ACCOUNT” I AGREE I HAVE READ AND I AGREE TO BE BOUND BY THE TERMS AND CONDITIONS IN THE AGREEMENT, INCLUDING THE PRIVACY POLICY AND THE ARBITRATION CLAUSE CONTAINED THEREIN.
By clicking "Create Account" I agree to the Terms and Conditions in the Agreement including the Privacy Policy and the Arbitration Clause contained therein.

Our Security Promise

PRBC is protected by the same enterprise data security used by today’s leading banks.

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