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Consumer delinquency rates remain low as credit spending increases

Globe Newswire reports we are currently experiencing “one of the longest periods of sustained positive credit activity” we’ve seen in recent decades. Economists believe factors such as low unemployment rates, wage growth, GDP growth, and high consumer confidence are all primary contributors to consumers’ recent increased use of credit cards.

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Consumer ID theft drops but problems persist

The number of identity theft incidences dropped in 2018 but the problem still persists for millions of consumers. According to Javelin Strategy & Research in its 2019 Identity Fraud Study, the number of people who fell victim to identity theft fraud fell from 16.7 million in 2017 to 14.4 million in 2018.

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Consumers can cut costs for cell phone plans

These days, having a cell phone isn't a luxury, it's a necessity. Nonetheless, consumers across the country still find it difficult to lock down an affordable plan that will work for their whole family. Regardless of whether they

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How millions of Americans can get a better credit score

Is your credit score a little lower than you'd like it to be? Recent research indicates that millions of people in your position could actually watch their scores go up with some small changes in the way credit reports are compiled. Though

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How can consumers improve their credit scores?

Having a good credit score can be incredibly important to a healthy financial life, but the ways in which people can achieve that goal are often elusive. For that reason, taking the time to familiarize oneself with having a strong score could

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