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What is net pay?

At the end of the year, you probably receive plenty of forms that talk about your "net pay" and your "gross pay," but you may not know the difference.Simply put, your net pay is what you take home with every paycheck. That


What is a grace period?

If you've paid a bill, you've dealt with a grace period, but you might not actually know what that means.As the name implies, a grace period is the period in which a lender or other company allows you time to pay your bill. Basically,


What are the different types of credit?

Though you may not know it, not all credit is created equal. There are, in fact, two different types: revolving and non-revolving.Revolving credit is debt you can add to and subtract from each month, and as you might expect the vast majority


Another Bay Area Supercross

The April 18th supercross race was held at Levi Stadium, a new location for the series, nestled in historical Santa Clara, California. Amongst the many challenges that came along with the new location was the dry, hard packed dirt paired with


What is a savings account?

When you're trying to get your finances in order, having a savings account is often a good idea, but it's not something that many people take as seriously as they should.Plenty of data suggests who people who have good savings strategies


What is a balance?

If you've ever had a credit card or a bank account, you've probably heard the term "balance," but these two things have very different meanings.On a credit card, your balance is the amount of money you owe. On a bank account,


What is a debit card?

Millions of Americans have both debit and credit cards, and may not necessarily know the difference between the two.The simplest way to explain is to say that debit cards allow you to only spend as much money as you have in a bank account,


What is a secured credit card?

Millions of Americans have limited access to credit, and no borrowing history to speak of. For these people a secured credit card might be the only way for them to build a profile.These accounts work by having the applicant make a small payment


What is a late fee?

If you've mishandled your credit card bills, you've probably been hit with a sizable fee for missing your payment deadline.The reason a late fee can be such a big problem is that it adds money to the amount you owe, on what might


What is a credit limit?

If you have a credit card, you have a credit limit. As you might expect by the name, that limit is the total amount you can spend on a card without "maxing it out."But what you might not know about that limit is that getting anywhere


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